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Tuesday, October 27, 2026● Updated 6:00 AM ET
Insurance & ACA

10 things to know before you shop for 2027 coverage

Published

Four people standing together with their arms around one another outdoors

Open enrollment is generally the only time you can buy or switch individual coverage unless you have a life change like a move or job loss. If your job offers affordable coverage, you're usually better off keeping it. Subsidies are based on the income you estimate, so a raise or big change during the year could mean paying some back at tax time. About a dozen states, including New York, New Jersey, Pennsylvania and California, run their own windows.

Source: Stacker / ABC17 News

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