Snowbirds: your Medicare Advantage plan can drop you after six months away
Published
Federal rules generally require an Advantage plan to disenroll members who stay outside its service area for more than six straight months, even if they haven't moved for good. Some plans offer a traveler benefit that stretches this to 12 months, but it varies by plan and state, and using out-of-network care doesn't pause the clock. If you are dropped, a special window opens to pick new coverage, and missing it can leave you without drug coverage.
Source: 24/7 Wall St.
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